While most people in New Jersey think that all accidents are similar, there are usually significant differences difference between car accidents and truck accidents. The main difference is that most cars are personal vehicles while most large trucks are commercial. Thus, there are special considerations that come into play. Additionally, the recovery of compensatory damages tends to take longer. Here are some other reasons why truck accidents are dissimilar to car accidents.
Trucks Follow the Federal Law
Unlike personal vehicles, commercial trucks follow the rules set by the Federal Motor Carrier Safety Administration (FMCSA). Both drivers and trucking companies are required to comply with the regulations set by this organization. Failure to do so can result in accidents, and those who violate these rules are held accountable. In the event of a truck accident, the FMCSA mainly checks on violations such as:
- Excess cargo
- Impaired driving
- Logbook violations
- Roadworthiness of the vehicle
To build a strong case, it’s essential that you gather all evidence immediately after the accident. Some trucking companies might try to hide evidence to avoid liability.
Trucks Have Different Insurance Policies
It’s important for you to understand that insurance companies have different coverage for personal cars and commercial trucks. The damage compensation from a commercial policy can be quite high, but most insurance carriers wish to avoid large payouts. Therefore, retaining an attorney may be vital to receiving compensation following a truck accident.
Truck Accidents Often Involve Multiple Vehicles
Most motor vehicle accidents involve the initiating vehicle and a single pedestrian or other car. However, truck accidents often involve multiple cars. Since trucks are large and heavy, drivers are sometimes unable to control them during emergencies. Consequently, a truck may end up hitting several cars, making it complex for investigators to determine the precise chain of events.
Since truck accidents are complex, contact an attorney immediately after the accident. An attorney might help you in negotiating fair compensation.