In New Jersey, employers are required to have workers’ compensation coverage for their employees. A person who suffers an injury while they’re working can have their medical care costs covered by the policy. If you’re at work and suffer an injury, there are a few things you should remember.
First, you must report the injury to your employer. This can be verbally or in writing, but it must be made to someone who is in authority at the company. Someone in personnel, a supervisor, or an owner would all qualify for this.
Second, New Jersey laws note that your employer and their insurer can choose who you see for the injury. There is usually a notice up in the business about what emergency room should be used. This is where you should go if you need emergency care, but you might not have a choice if you’re taken by ambulance.
Third, some workers require more than seven days off to allow their injury to heal enough to return to work. When this happens, the workers’ compensation insurer will provide temporary disability benefits to the injured worker. Other benefits are also possible, depending on the case, so discuss the situation with your attorney to find out what might happen.
Fourth, you may have to fight for benefits that are due to you. Workers’ compensation coverage should make it easier to get the care you need; however, these benefits are sometimes denied. Filing appeals and working through the process to get the benefits you need might not be easy when you’re trying to heal from the injures. Your attorney can help you with these matters, so your interests are protected throughout the case.